Legal notice

This Legal Notice regulates the use of the website of Bankinter Luxembourg S.A. ("Bankinter" or the "Bank"). Browsing the website implies full and unreserved acceptance of the terms and conditions of this Legal Notice.
  • Purpose and content

    Bankinter makes the content of the website available to its customers and users (the Users) to provide accurate, true and transparent corporate information, and to comply with its information, transparency and publicity obligations under current legislation.

    Users can use it to find, among other things, company information, products and services, lists of fees, the complaints and claims procedure, MiFID and the prevention of money laundering and terrorism financing regulations, and internal regulations on professional ethics and conduct in the securities market.

  • Applicable law and jurisdiction

    The relationships between Bankinter and its customers arising from the provision of the products and services described in this website are governed by Luxembourg law and jurisdiction.

  • Rules regarding content

    The information on this website is valid as of the date of the last update. Bankinter reserves the right to update, amend or remove the information or content on this website, while at all times respecting the legal information provisions.

    Bankinter makes every effort to avoid any error in the content that appears on this site. Bankinter assumes no responsibility for any differences that may exist between the documents published on paper and the electronic version published on this website. In the event of discrepancies between the paper version and the electronic version, the former shall prevail.

    The presence on this site of financial information, press releases, opinions or other content should under no circumstances be understood as a suggestion, invitation or recommendation on the part of Bankinter, and you are solely responsible for the consequences of purchases or investment decisions that may be made based on the information provided here.

    Bankinter assumes no responsibility for any information on third-party websites accessed through links or search engines on this site.

  • Data protection

    Bankinter guarantees the confidentiality of the personal data you provide, as well as their automated processing under personal data protection legislation and the data protection clause.

    Additional information about data protection (pdf)

    The User agrees to notify the Bank as soon as possible of any cancellations or changes of ownership of their telephone numbers or email accounts. Bankinter declines all liability in relation to failures by the User to comply with the provisions above and, in particular, shall be held completely harmless for sending messages using the information provided by the User until the Bank is notified of the change.

  • Intellectual and industrial property

    Transactional and other services that include the capture of personal data are performed in a secure environment. You can check that you are in a secure environment by looking for the padlock icon on the lower status bar.


    Look for the word 'Bankinter' in the upper status bar to check that you are on a genuine Bankinter webpage.

  • Information on technical and safety aspects

    Bankinter will not be liable for any damages or losses that may arise from interference, omissions, interruptions, computer viruses, telephone faults or disconnections in the operation of this electronic system that are beyond its control; for delays or blockages in the use of this electronic system caused by faults or overloads on telephone lines or overloads at the Bank's data processing centre, in the internet system and in other electronic systems; or for any damage that may be caused by third parties through unlawful interference beyond the Bank's control.

    Bankinter does not accept any liability for the correct receipt of text messages or email. Neither does it guarantee the time or date of their receipt by the Customer's terminal (mobile phone, email client or notification system), as the delivery is made through third parties (telephone operators or the Customer's Internet service provider) and it is impossible for Bankinter to verify that the necessary conditions exist for correct receipt of the messages or emails when it sends them.

    Bankinter informs the User that the security, authenticity and integrity of emails sent to their email account cannot be guaranteed, as they are sent in a non-secure communication environment and the integrity of their content cannot, therefore, be guaranteed. If there are any discrepancies between the content of emails received by the User and those saved by Bankinter on its servers as having been sent, the latter shall prevail.