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Legal Information: Payment Services Directive

The Payment Services Directive (PSD2) is a European Directive which main objective is to facilitate and improve security in the use of payment systems through the Internet, to reinforce the level of protection of customers against fraud and to promote innovation in payment services through mobile and internet. In Luxembourg, the Directive was transposed into national law by the Law of 20 of July 2018.


- Complaints - Law of 10 November 2009 on Payment Services.(91 KB)PDF document

Legal and Regulatory Framework

- Directive (EU) 2015/2366 of the European Parliament and of the Council of 25 November 2015, on payment services in the internal market.(1,4 MB)PDF document

- Law of 27 February 2018 implementing the Regulation (EU) 2015/571 of the European Parliament and of the Council of 29 April 2015 (only French version is available).(203 KB)PDF document

- Law of 20 July 2018, transposing the Directive (EU) 2015/2366 (only French version is available).(299 KB)PDF document

- Law 10 November 2009, as amended, on payment services (only French version is available).(878 KB)PDF document

Useful internet links